When looking into the question above, one must look at several factors. A credit score is a number that estimates one’s level of future credit risk. With a higher score, the credit risk is lower. The opposite is also true. With a lower score, the credit risk is higher. Many lenders have varying scoring systems […]
Are you suspecting that there is an error in your credit report? If your answer is yes then you need to contact the credit reporting company together with the company that issued you with the report. It is a must to explain what you think it’s wrong in the credit report and of course why. […]
A recent change in the Fair Credit Reporting Act 1970 says that each of the credit reporting companies (Experian, Trans Union, and Equifax) are required to provide you with a free copy of your annual credit report. Consumers can obtain their free annual credit report copy using the government credit reporting website. The United States […]
The three departments that keep the track of people’s credit report histories in the United States are the Trans Union, Experian and Equifax. You can easily obtain a credit report from these companies with a simple application. The Fair Credit Reporting Act 1970 has made it compulsory for the credit organizations to provide people with […]
Your credit score is amongst the most important facets of your financial capacity. You need to keep it at an optimum number to ensure seamless sailing of financial transactions that need such information. However, you should check your credit standing by checking your credit score periodically. It is here free credit score check comes in […]
If you are planning to take the right measures to fix your credit and improve your scores, then you need to bear in mind that it may take some time. Quick-fix measures backfire most of the time. So, avoid advice claiming to help you repair your credit score within a short time. Below are some […]
When looking into the question above, one must look at several factors. A credit score is a number that estimates one’s level of future credit risk. With a higher score, the credit risk is lower. The opposite is also true. With a lower score, the credit risk is higher. Many lenders have varying scoring systems […]
How to Dispute Your Credit Report
Are you suspecting that there is an error in your credit report? If your answer is yes then you need to contact the credit reporting company together with the company that issued you with the report. It is a must to explain what you think it’s wrong in the credit report and of course why. […]
Access to Your Free Annual Credit Report
A recent change in the Fair Credit Reporting Act 1970 says that each of the credit reporting companies (Experian, Trans Union, and Equifax) are required to provide you with a free copy of your annual credit report. Consumers can obtain their free annual credit report copy using the government credit reporting website. The United States […]
What are Online Credit Reports and Why You Need Them?
The three departments that keep the track of people’s credit report histories in the United States are the Trans Union, Experian and Equifax. You can easily obtain a credit report from these companies with a simple application. The Fair Credit Reporting Act 1970 has made it compulsory for the credit organizations to provide people with […]
When looking into the question above, one must look at several factors. A credit score is a number that estimates one’s level of future credit risk. With a higher score, the credit risk is lower. The opposite is also true. With a lower score, the credit risk is higher. Many lenders have varying scoring systems […]
How to Dispute Your Credit Report
Are you suspecting that there is an error in your credit report? If your answer is yes then you need to contact the credit reporting company together with the company that issued you with the report. It is a must to explain what you think it’s wrong in the credit report and of course why. […]
Access to Your Free Annual Credit Report
A recent change in the Fair Credit Reporting Act 1970 says that each of the credit reporting companies (Experian, Trans Union, and Equifax) are required to provide you with a free copy of your annual credit report. Consumers can obtain their free annual credit report copy using the government credit reporting website. The United States […]