The credit bureaus and your creditors work very hard to keep up-to-date guides and more precise in their financial habits for your credit report. However, it can cause some negative information to appear on your credit report. In any case, you may be able to remove certain negative items from your report. Creditors The US […]
When looking into the question above, one must look at several factors. A credit score is a number that estimates one’s level of future credit risk. With a higher score, the credit risk is lower. The opposite is also true. With a lower score, the credit risk is higher. Many lenders have varying scoring systems […]
How to Dispute Your Credit Report
Are you suspecting that there is an error in your credit report? If your answer is yes then you need to contact the credit reporting company together with the company that issued you with the report. It is a must to explain what you think it’s wrong in the credit report and of course why. […]
Access to Your Free Annual Credit Report
A recent change in the Fair Credit Reporting Act 1970 says that each of the credit reporting companies (Experian, Trans Union, and Equifax) are required to provide you with a free copy of your annual credit report. Consumers can obtain their free annual credit report copy using the government credit reporting website. The United States […]
What are Online Credit Reports and Why You Need Them?
The three departments that keep the track of people’s credit report histories in the United States are the Trans Union, Experian and Equifax. You can easily obtain a credit report from these companies with a simple application. The Fair Credit Reporting Act 1970 has made it compulsory for the credit organizations to provide people with […]
When looking into the question above, one must look at several factors. A credit score is a number that estimates one’s level of future credit risk. With a higher score, the credit risk is lower. The opposite is also true. With a lower score, the credit risk is higher. Many lenders have varying scoring systems […]
How to Dispute Your Credit Report
Are you suspecting that there is an error in your credit report? If your answer is yes then you need to contact the credit reporting company together with the company that issued you with the report. It is a must to explain what you think it’s wrong in the credit report and of course why. […]
Access to Your Free Annual Credit Report
A recent change in the Fair Credit Reporting Act 1970 says that each of the credit reporting companies (Experian, Trans Union, and Equifax) are required to provide you with a free copy of your annual credit report. Consumers can obtain their free annual credit report copy using the government credit reporting website. The United States […]